Free to track.
₹999 a year to run the whole house.
Every household is free today. Nobody is billed during the pilot. The plans below are what we will charge when billing opens, and founding households keep the founding price for life.
Founding households: ₹799/year, locked for life. Single UPI payment when billing opens. No autopay mandate.
Claim founding priceWhat each plan includes, exactly
| Free | Household | Household+ | |
|---|---|---|---|
| Members | 2 | Up to 6 | Up to 8 |
| Capture: text, voice note, receipt photo, web app | |||
| History | Last 90 days | Unlimited | Unlimited |
| Weekly summary and monthly report | |||
| Budgets, subscriptions, savings targets | |||
| Standing reminders | 3 | 25 | Unlimited (fair use) |
| Plans and tasks with reminders | |||
| Privacy levels and the glass box | |||
| Price | ₹0 | ₹999/year | ₹4,999/year |
Heavy month? A ₹99 top-up lifts the caps. No plan change needed.
The fair-play rules
- Capture is free forever. We will never charge you to write down what you spent.
- Heavy months, a wedding, Diwali, a move, take a ₹99 top-up, not a plan change.
- Downgrading never loses your data or your ability to capture.
- No ads, ever. Your family’s data is never an ad product.
- When billing opens: UPI via Razorpay. Annual is one payment link; monthly runs on UPI Autopay.
Priced against one person’s AI subscription.
Every other AI remembers one person. Jirvo remembers the whole house, for less than a single seat anywhere else.
Other prices are examples, checked August 2026.
Pricing questions
Is anything charged today?
No. Every pilot household is on the free plan with no caps enforced. When billing opens you will be told first, and founding households keep ₹799 a year for life.
What happens when I hit a plan’s cap?
Nothing breaks and nothing is deleted. You are told which cap you hit and what it would take to lift it. Capture keeps working regardless of plan or cap, and a heavy month takes a ₹99 top-up rather than an upgrade.
What happens if I stop paying?
You drop to Free. Everyone keeps capturing and your entries stay. Budgets, extra reminders and history beyond the last 90 days pause until you come back; resubscribing restores all of it immediately.
What about refunds?
Annual plans are refundable within 14 days. Monthly cancels at the end of the current period. Top-ups are non-refundable once consumed. Full detail on the Refunds & Cancellation page.
Who counts as a member?
Anyone with a login in the household. Every member has their own privacy levels, and can leave and take their personal entries with them.
Can I switch between monthly and annual?
Yes, either direction. Switching to annual credits the unused part of the current month.