Jirvo
Start free
Start free Log in

The memory your household shares.

Expenses, reminders, plans, the small facts of family life. Say it on WhatsApp; the whole house remembers.

Start free on WhatsApp Open the web app Opens WhatsApp. Nothing to install.
app.jirvo.ai / ledger

Today

Nothing yetsay it on WhatsApp₹0

Today

Swiggy · Eating outMudit · just now₹450

Today

Swiggy · Eating outamended just now₹480
Swiggy · Eating outsuperseded, kept₹450

Today

Sabzi · GroceriesIsha · cash · just now₹300
Swiggy · Eating outMudit · amended₹480

Groceries this month
₹4,120 of ₹6,000

450 dinner swiggysabzi waale ko 300 cash diyeno wait, 4808000 salariesmake it groceries, not eating out2,400 school fees upiforget my UPI idreceived 15000 from papaairtel 599 paidsip 5000 mirae450 dinner swiggysabzi waale ko 300 cash diyeno wait, 4808000 salariesmake it groceries, not eating out2,400 school fees upiforget my UPI idreceived 15000 from papaairtel 599 paidsip 5000 mirae

A household’s memory lives in seven apps, two heads and a fridge magnet. None of them talk.

  • “Did you pay the maid, or did I?”
  • The gas cylinder that runs out on a Sunday.
  • The bill both of you thought the other one owned.

One memory for the whole house. Money is where it starts.

Tracks

Every spend, income and investment in one shared ledger. Budgets by category, subscriptions with their renewal dates, savings targets the house funds together.

September₹23,410
Groceries₹6,240 / ₹8,000
Eating out₹4,180 / ₹4,000
Utilities₹3,320 / ₹5,000
MBigBasket · Groceries₹480
IHotstar · Subscriptions₹299
MRent received · Income+₹18,000
Renews soonAirtel · ₹599 · Tue
Saving for Goa₹18,000 of ₹40,000

Remembers

Mention something in passing and Jirvo asks before it keeps it. Told once, kept, with privacy you choose.

Jirvo noticed

“We’re vegetarian.” Keep this as a household fact?

Keep itNot this

Reminds

Set it in plain words. It fires at the time you chose, on the days you chose, to the person who set it.

Gas cylinder

Every 30 days · 9:00 and 19:00

Plans

Diwali, a trip, a gift. Steps, due times, and a reminder on each. A plan can be for everyone, some people, or just you.

Goa, OctoberJust me
  • Book the train
  • Tell the neighbours about the plants Fri 18:00
  • Surprise: the pottery class Sat

Protects

Private entries stay out of totals. Raw messages are deleted within 30 days. Every read of your data is logged where you can see it.

How the boundaries work

Say it wrong. Say it again. That is the whole correction flow.

No edit screens, no forms, no finding the entry again. Reply to any message to change that entry; say it right after to change the last one.

  1. 1

    You say it

    450 dinner swiggy ₹450 · Eating out · Swiggy. Logged.
  2. 2

    You say it wrong

    no wait, 480 Fixed, ₹480. The ₹450 entry is superseded, not deleted.
  3. 3

    You move it

    make it groceries, not eating out Moved to Groceries. Next time “swiggy” lands there too, until you say otherwise.
Ledger · today
Swiggy · Eating outjust now₹450
Swiggy · Eating outamended just now₹480
Swiggy · Eating outsuperseded, history kept₹450
Swiggy · Groceriesmoved just now₹480
Filing rule“swiggy” → Groceries, until you correct itnew

One entry, corrected in place. Never a duplicate.

Capture, all the ways

Two seconds to log. Zero apps to install.

Text

“250 groceries bigbasket upi yesterday”

Any order of words. Hinglish welcome. Income and investments too, not only spends.

Voice note

“sabzi waale ko three hundred cash diye”

Hold to talk, walk away. Transcribed and logged like any other entry.

Receipt photo

The kirana bill, the restaurant receipt

Snap it. Line items read, the total checked, the entry logged.

Web app

app.jirvo.ai/chat

Type it in the browser and it books the same way, attributed to you. The whole conversation lives there too.

See the full mechanics

The glass box

Every time anything reads your data, you can see it.

Not a promise. A log you can open at app.jirvo.ai/privacy. Nobody in your household can set up quiet tracking of you.

  • Private entries stay private, even from totals.
  • Raw messages are deleted within 30 days. The amount, category and date stay.
  • Say “forget my UPI id” and it is gone. Jirvo never says a stored identifier back to you.

How the boundaries work

Who read itWhat they sawWhen
Weekly summary Totals for the week, 23 entries. No merchant names. Sun 19:00
Reminder: gas cylinder One reminder you set. Nothing else. Tue 09:00
Isha Opened the ledger. Shared entries only. Today 08:12
Monthly report Totals for August, by category. No line items. 1 Sep 09:00

Why not ChatGPT, Splitwise or a spreadsheet?

₹83 a month for the one thing every other tool cannot do:
remember the whole house.

ChatGPT
Remembers one person. Your household is not one person.
Splitwise
Splits a bill. It does not keep the budget, the reminders or the plan.
A spreadsheet
Does not text you back, and someone has to keep it alive.

₹0

Free for every pilot household today. When billing opens: free for two people, ₹999 a year for the whole house.

See the plans
Start free on WhatsApp Log in